All too often, we protect our lives and family against death, but with the progress of better health care and people generally living longer, more and more people are surviving potential life threatening illnesses and going on to lead normal healthy and active lives. However, they may well not be able to follow their normal occupation or may even have to give up work completely due to their condition.

Critical Illness Insurance pays out either a lump sum, or a regular income upon the Diagnosis of a Critical Illness.

The provision of this cover can mean that you are financially able to continue living a normal life whilst undergoing treatment or recovering, providing a valuable resource to provide money for your everyday needs, along with provisions to accommodate alterations to your lifestyle or home due to your illness.

It is fair to say that this type of cover provides protection against the diagnosis of illnesses like heart attack, cancer, liver failure, and many more. It is therefore essential to discuss the level of cover with your Adviser who will provide you with information on the illnesses covered and the costs involved.

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