The typical homeowners insurance policy covers the house, the garage and other structures on the property, as well as personal possessions inside the house such as furniture, appliances and clothing, against a wide variety of perils including windstorms, fire and theft.

The extent of the perils covered depends on the type of policy. An all-risk policy offers the broadest coverage. This covers all perils except those specifically excluded in the policy. Payments can normally be paid by direct debit monthly or annually and provide cover for accidental cover to home and contents along with extra cover for items used outside of the home such as video cameras or golf clubs etc.

We offer a complete package of independently chosen insurers using some of the latest computer software, which delivers cost effective suitable solutions for your needs. Taking time to select the correct provider and plan to suit your needs is very important.

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